Stage 4: Differentiating

Cultivated: Schools teach, tech equipped curriculum.

Stage 4: Differentiating

Advanced: Complex services, reduced divide.

Stage 4: Differentiating

Enthusiastic: Open, innovative, motivated tech adoption.

Stage 5: Transformational

Participative: Integrated civic platforms, inclusive discourse, media outlets, encouraged participation.

Stage 4: Differentiating

Convenient: Extended, reliable, majority covered.

Stage 4: Differentiating

Open: Similar access, recognized barriers, free access points.

Stage 3: Systematic

Formal: Underdeveloped plan, moderate priority.

Stage 3: Systematic

Digital seeds: Growing skills, some insourcing, developing strategy.

Stage 5: Transformational

Smart State: Online access, optional in-person, full redesign.

Stage 5: Transformational

Collaborative: Open, stakeholder partnership, robust feedback, evaluations.

Stage 4: Differentiating

Promotion: Key data rights protected, enforced.

Stage 2: Opportunistic

Regulate & forget: Uniform reg., no impact assessment.

Stage 3: Systematic

Recognition: Licensing promotes competition, balanced prices.

Stage 5: Transformational

Dynamic Legal Framework: Comprehensive law, baselines, compliance, international alignment.

Stage 5: Transformational

Dynamic Legal Framework: Strong watchdog, tailored legislation, price monitoring.

Stage 4: Differentiating

Resourced: Legal resources, intl. standards.

Stage 2: Opportunistic

Developing: Moderate tech, sector-specific conditions.

Stage 1: Basic

Emerging: Primarily physical access to financial services.

Stage 2: Opportunistic

Emergent: Improved communication, industry-academia ties, updated curriculum.

Stage 1: Basic

Unaware: Lack of awareness about ethical standards in digital services.

Stage 5: Transformational

Transformational: Widespread digital payments, local currencies.

Stage 5: Transformational

Federated: Inclusive system, citizens/businesses/entities.

Stage 5: Transformational

Open: Optimized model, public data, structured API.