Stage 4: Differentiating

Cultivated: Schools teach, tech equipped curriculum.

Stage 5: Transformational

Proficient: Comprehensive, universal access, reduced divide.

Stage 5: Transformational

Advocating: Full tech integration, societal reshaping.

Stage 5: Transformational

Participative: Integrated civic platforms, inclusive discourse, media outlets, encouraged participation.

Stage 4: Differentiating

Convenient: Extended, reliable, majority covered.

Stage 4: Differentiating

Open: Similar access, recognized barriers, free access points.

Stage 5: Transformational

Visionary: Impactful strategy, top-level support, empowered leaders.

Stage 5: Transformational

Digital by default: Embedded skills, centralized strategy, quantifiable objectives, long-term budget, full Digital Principles integration.

Stage 5: Transformational

Smart State: Online access, optional in-person, full redesign.

Stage 4: Differentiating

Participatory: Info sharing, broad input, partial KPIs.

Stage 3: Systematic

Recognition: Functional data protection authority, regulation.

Stage 1: Basic

No recognition: Tech not policy consideration.

Stage 2: Opportunistic

Regulate & forget: Outdated IP law, some competition.

Stage 3: Systematic

Recognition: Enacted law, limited enforcement.

Stage 5: Transformational

Dynamic Legal Framework: Strong watchdog, tailored legislation, price monitoring.

Stage 2: Opportunistic

Recognized: No action taken.

Stage 1: Basic

Adverse: Limited tech adoption, unfavorable conditions.

Stage 1: Basic

Emerging: Primarily physical access to financial services.

Stage 3: Systematic

Siloed: Growing collaboration, international recognition.

Stage 5: Transformational

Advocate: Embedded ethics, evolving standards, proactive advocacy.

Stage 4: Differentiating

Differentiating: Decoupled payments, digital wallets.

Stage 5: Transformational

Federated: Inclusive system, citizens/businesses/entities.

Stage 5: Transformational

Open: Optimized model, public data, structured API.