Stage 2: Opportunistic

Private: Basic skills, some schools, company training.

Stage 1: Basic

Basic: Tech for leisure, low access and adoption.

Stage 2: Opportunistic

Tolerant: Tech as last resort.

Stage 3: Systematic

Community: Tech solves local issues, citizen decision influence.

Stage 1: Basic

Outdated: Limited coverage, unreliable infrastructure.

Stage 3: Systematic

Limited: Consistently lower access, ignored differentiation.

Stage 3: Systematic

Formal: Underdeveloped plan, moderate priority.

Stage 3: Systematic

Digital seeds: Growing skills, some insourcing, developing strategy.

Stage 2: Opportunistic

Digitization: Basic digital tools, in-person main.

Stage 1: Basic

Closed: No info sharing, no feedback or evaluation.

Stage 1: Basic

No recognition: No data protection, access barriers.

Stage 1: Basic

No recognition: Tech not policy consideration.

Stage 3: Systematic

Recognition: Licensing promotes competition, balanced prices.

Stage 1: Basic

No recognition: No cyber crime law, unprotected infrastructure.

Stage 4: Differentiating

Promotion: Functional watchdog, diverse licenses.

Stage 3: Systematic

Regulated: Focus on political rights.

Stage 1: Basic

Adverse: Limited tech adoption, unfavorable conditions.

Stage 1: Basic

Emerging: Primarily physical access to financial services.

Stage 1: Basic

Stagnant: Limited graduates, outdated curriculum, lack of engagement.

Stage 1: Basic

Unaware: Lack of awareness about ethical standards in digital services.

Stage 1: Basic

Traditional: Cash, checks dominate, rare digital payments.

Stage 1: Basic

Paper-based: Birth, marriage, land records on paper.

Stage 3: Systematic

Online: Central data, info systems, infrastructure.