Stage 4: Differentiating

Cultivated: Schools teach, tech equipped curriculum.

Stage 4: Differentiating

Advanced: Complex services, reduced divide.

Stage 4: Differentiating

Enthusiastic: Open, innovative, motivated tech adoption.

Stage 2: Opportunistic

Volunteerism: Tech aids activism, accountability via volunteers.

Stage 3: Systematic

Rudimentary: Urban-focused high-speed coverage.

Stage 4: Differentiating

Open: Similar access, recognized barriers, free access points.

Stage 2: Opportunistic

Informal: Scattered support, no national framework.

Stage 3: Systematic

Digital seeds: Growing skills, some insourcing, developing strategy.

Stage 4: Differentiating

Integrated digitalization: Centralized, redesigned, data-centric.

Stage 2: Opportunistic

Reactionary: Limited sharing, key stakeholder input.

Stage 3: Systematic

Recognition: Functional data protection authority, regulation.

Stage 2: Opportunistic

Regulate & forget: Uniform reg., no impact assessment.

Stage 2: Opportunistic

Regulate & forget: Outdated IP law, some competition.

Stage 3: Systematic

Recognition: Enacted law, limited enforcement.

Stage 4: Differentiating

Promotion: Functional watchdog, diverse licenses.

Stage 2: Opportunistic

Recognized: No action taken.

Stage 1: Basic

Adverse: Limited tech adoption, unfavorable conditions.

Stage 1: Basic

Emerging: Primarily physical access to financial services.

Stage 2: Opportunistic

Emergent: Improved communication, industry-academia ties, updated curriculum.

Stage 1: Basic

Unaware: Lack of awareness about ethical standards in digital services.

Stage 5: Transformational

Transformational: Widespread digital payments, local currencies.

Stage 4: Differentiating

Integrated: Govt-business linked IDs, data protection.

Stage 4: Differentiating

Accessible: Governance, data use, decision-making.