Stage 2: Opportunistic

Private: Basic skills, some schools, company training.

Stage 1: Basic

Basic: Tech for leisure, low access and adoption.

Stage 1: Basic

Resistant: Low tech adoption, change incentives lacking.

Stage 2: Opportunistic

Volunteerism: Tech aids activism, accountability via volunteers.

Stage 3: Systematic

Rudimentary: Urban-focused high-speed coverage.

Stage 2: Opportunistic

Restricted: Lower tech access, systemic barriers.

Stage 2: Opportunistic

Informal: Scattered support, no national framework.

Stage 1: Basic

Analogue: No skills, outsourcing, no strategy, no budget.

Stage 2: Opportunistic

Digitization: Basic digital tools, in-person main.

Stage 2: Opportunistic

Reactionary: Limited sharing, key stakeholder input.

Stage 3: Systematic

Recognition: Functional data protection authority, regulation.

Stage 1: Basic

No recognition: Tech not policy consideration.

Stage 3: Systematic

Recognition: Licensing promotes competition, balanced prices.

Stage 4: Differentiating

Promotion: Budget support, growing practice.

Stage 5: Transformational

Dynamic Legal Framework: Strong watchdog, tailored legislation, price monitoring.

Stage 3: Systematic

Regulated: Focus on political rights.

Stage 3: Systematic

Favorable: Wide tech, improved conditions for all sectors.

Stage 1: Basic

Emerging: Primarily physical access to financial services.

Stage 1: Basic

Stagnant: Limited graduates, outdated curriculum, lack of engagement.

Stage 1: Basic

Unaware: Lack of awareness about ethical standards in digital services.

Stage 1: Basic

Traditional: Cash, checks dominate, rare digital payments.

Stage 2: Opportunistic

Digitized: Records digital, separate institutions.

Stage 3: Systematic

Online: Central data, info systems, infrastructure.