Stage 3: Systematic

Elective: Basic skills widespread, optional school learning.

Stage 2: Opportunistic

Transactional: Moderate use, gaps in access.

Stage 3: Systematic

Accepting: Trial-error, active use, known channels.

Stage 3: Systematic

Community: Tech solves local issues, citizen decision influence.

Stage 3: Systematic

Rudimentary: Urban-focused high-speed coverage.

Stage 4: Differentiating

Open: Similar access, recognized barriers, free access points.

Stage 4: Differentiating

Strategic: Inclusive vision, some shared adoption.

Stage 3: Systematic

Digital seeds: Growing skills, some insourcing, developing strategy.

Stage 5: Transformational

Smart State: Online access, optional in-person, full redesign.

Stage 4: Differentiating

Participatory: Info sharing, broad input, partial KPIs.

Stage 3: Systematic

Recognition: Functional data protection authority, regulation.

Stage 1: Basic

No recognition: Tech not policy consideration.

Stage 2: Opportunistic

Regulate & forget: Outdated IP law, some competition.

Stage 3: Systematic

Recognition: Enacted law, limited enforcement.

Stage 4: Differentiating

Promotion: Functional watchdog, diverse licenses.

Stage 4: Differentiating

Resourced: Legal resources, intl. standards.

Stage 1: Basic

Adverse: Limited tech adoption, unfavorable conditions.

Stage 1: Basic

Emerging: Primarily physical access to financial services.

Stage 2: Opportunistic

Emergent: Improved communication, industry-academia ties, updated curriculum.

Stage 1: Basic

Unaware: Lack of awareness about ethical standards in digital services.

Stage 5: Transformational

Transformational: Widespread digital payments, local currencies.

Stage 4: Differentiating

Integrated: Govt-business linked IDs, data protection.

Stage 4: Differentiating

Accessible: Governance, data use, decision-making.