Stage 2: Opportunistic

Private: Basic skills, some schools, company training.

Stage 1: Basic

Basic: Tech for leisure, low access and adoption.

Stage 2: Opportunistic

Tolerant: Tech as last resort.

Stage 1: Basic

Restricted: Tech not for citizen-govt interaction, voice exclusion.

Stage 2: Opportunistic

Inaccessible: Basic quality, selective coverage.

Stage 2: Opportunistic

Restricted: Lower tech access, systemic barriers.

Stage 3: Systematic

Formal: Underdeveloped plan, moderate priority.

Stage 2: Opportunistic

Outsourcing: Few skills, external help, partial strategy.

Stage 2: Opportunistic

Digitization: Basic digital tools, in-person main.

Stage 4: Differentiating

Participatory: Info sharing, broad input, partial KPIs.

Stage 2: Opportunistic

Regulate & forget: Ineffective legislation, no enforcement.

Stage 2: Opportunistic

Regulate & forget: Uniform reg., no impact assessment.

Stage 2: Opportunistic

Regulate & forget: Outdated IP law, some competition.

Stage 5: Transformational

Dynamic Legal Framework: Comprehensive law, baselines, compliance, international alignment.

Stage 4: Differentiating

Promotion: Functional watchdog, diverse licenses.

Stage 4: Differentiating

Resourced: Legal resources, intl. standards.

Stage 1: Basic

Adverse: Limited tech adoption, unfavorable conditions.

Stage 1: Basic

Emerging: Primarily physical access to financial services.

Stage 1: Basic

Stagnant: Limited graduates, outdated curriculum, lack of engagement.

Stage 1: Basic

Unaware: Lack of awareness about ethical standards in digital services.

Stage 1: Basic

Traditional: Cash, checks dominate, rare digital payments.

Stage 4: Differentiating

Integrated: Govt-business linked IDs, data protection.

Stage 3: Systematic

Online: Central data, info systems, infrastructure.