Stage 2: Opportunistic

Private: Basic skills, some schools, company training.

Stage 2: Opportunistic

Transactional: Moderate use, gaps in access.

Stage 1: Basic

Resistant: Low tech adoption, change incentives lacking.

Stage 1: Basic

Restricted: Tech not for citizen-govt interaction, voice exclusion.

Stage 3: Systematic

Rudimentary: Urban-focused high-speed coverage.

Stage 3: Systematic

Limited: Consistently lower access, ignored differentiation.

Stage 2: Opportunistic

Informal: Scattered support, no national framework.

Stage 3: Systematic

Digital seeds: Growing skills, some insourcing, developing strategy.

Stage 4: Differentiating

Integrated digitalization: Centralized, redesigned, data-centric.

Stage 2: Opportunistic

Reactionary: Limited sharing, key stakeholder input.

Stage 4: Differentiating

Promotion: Key data rights protected, enforced.

Stage 1: Basic

No recognition: Tech not policy consideration.

Stage 2: Opportunistic

Regulate & forget: Outdated IP law, some competition.

Stage 5: Transformational

Dynamic Legal Framework: Comprehensive law, baselines, compliance, international alignment.

Stage 5: Transformational

Dynamic Legal Framework: Strong watchdog, tailored legislation, price monitoring.

Stage 3: Systematic

Regulated: Focus on political rights.

Stage 3: Systematic

Favorable: Wide tech, improved conditions for all sectors.

Stage 1: Basic

Emerging: Primarily physical access to financial services.

Stage 1: Basic

Stagnant: Limited graduates, outdated curriculum, lack of engagement.

Stage 1: Basic

Unaware: Lack of awareness about ethical standards in digital services.

Stage 5: Transformational

Transformational: Widespread digital payments, local currencies.

Stage 4: Differentiating

Integrated: Govt-business linked IDs, data protection.

Stage 5: Transformational

Open: Optimized model, public data, structured API.