Stage 4: Differentiating

Cultivated: Schools teach, tech equipped curriculum.

Stage 2: Opportunistic

Transactional: Moderate use, gaps in access.

Stage 3: Systematic

Accepting: Trial-error, active use, known channels.

Stage 1: Basic

Restricted: Tech not for citizen-govt interaction, voice exclusion.

Stage 3: Systematic

Rudimentary: Urban-focused high-speed coverage.

Stage 2: Opportunistic

Restricted: Lower tech access, systemic barriers.

Stage 2: Opportunistic

Informal: Scattered support, no national framework.

Stage 2: Opportunistic

Outsourcing: Few skills, external help, partial strategy.

Stage 4: Differentiating

Integrated digitalization: Centralized, redesigned, data-centric.

Stage 2: Opportunistic

Reactionary: Limited sharing, key stakeholder input.

Stage 4: Differentiating

Promotion: Key data rights protected, enforced.

Stage 2: Opportunistic

Regulate & forget: Uniform reg., no impact assessment.

Stage 2: Opportunistic

Regulate & forget: Outdated IP law, some competition.

Stage 5: Transformational

Dynamic Legal Framework: Comprehensive law, baselines, compliance, international alignment.

Stage 2: Opportunistic

Regulate & forget: Limited watchdog, partial monopoly.

Stage 2: Opportunistic

Recognized: No action taken.

Stage 1: Basic

Adverse: Limited tech adoption, unfavorable conditions.

Stage 1: Basic

Emerging: Primarily physical access to financial services.

Stage 1: Basic

Stagnant: Limited graduates, outdated curriculum, lack of engagement.

Stage 5: Transformational

Advocate: Embedded ethics, evolving standards, proactive advocacy.

Stage 5: Transformational

Transformational: Widespread digital payments, local currencies.

Stage 5: Transformational

Federated: Inclusive system, citizens/businesses/entities.

Stage 3: Systematic

Online: Central data, info systems, infrastructure.